Finances
Single Premium Life vs. Annuities

Compare Single Premium Life Insurance and Annuities
There are two popular products and financial advisors and insurance agents suggest for retirement. While they both come from insurance companies, and are similar in some ways, the differences are important. Are any of these products right for you? Which one is best? Let us look at single premium [...]

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Posted on 19th February 20101 Comment
Life Settlements for Younger People

Can Younger People Sell Life Insurance Policies (life settlements)?
Most of the time we hear about senior citizens selling life insurance policies for cash. This would mean a life settlement minimum age of 70, or sometimes down to age 60. But is this age carved in stone, or can younger people take advantage of this solution [...]

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Posted on 20th October 2009No Comments
Retirement Annuities – What’s to Like About Safe Money?

Fixed Annuities for Retirement – Safe Money Solutions?
I have been reading a lot of articles about retirement annuities, both by those who really like the products, and by other financial experts who are not fans. It is important to find the middle ground when researching fixed annuities, because many writers have biases. Those who like [...]

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Posted on 2nd October 20091 Comment
What are Life Settlements For Seniors

Can you Get Paid Cash for Life Insurance Policies with a Life Settlement?
Life settlements are growing in popularity. Most of the time an investor will pay cash for a permmanent life insurance policy. They hope to pay less than the face value of the policy, and make a profit when the insured person does pass [...]

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Posted on 1st October 20091 Comment
Why Do Seniors Buy Life Insurance?

Is Life Insurance For Older People?
Many people associate life insurance with term products purchased for young and growing families. Certainly, those types of younger parents with kids and a mortgage would want to consider protecting their future in case one breadwinner dies. But many of us did not outgrown our need for a policy just [...]

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Posted on 1st October 20091 Comment